Category Archives: Dave Says

Dave Says: Don’t Play The Game

Dave Says: Don’t Play The Game

Dear Dave, How do you feel about timeshares, and the free trips and dinners they offer as part of their sales pitches? Is it possible to win with these things? Dan   Dear Dan, In my opinion, timeshares are a complete waste of time and money. Lots of folks go into this kind of thing believing they’ll…MORE

Five Ways to Give Yourself a Raise in 2019

Five Ways to Give Yourself a Raise in 2019

Five Ways to Give Yourself a Raise in 2019 By Rachel Cruze Everyone starts out a new year with the best intentions. We’re going to lose weight, or eat better, or work out more. I don’t know about you, but I’m as guilty as anyone when it comes to shelling out a bunch of money…MORE

Dave Says: Worried about mom

Dave Says: Worried about mom

Dear Dave, My mom is 75, and I’m the executor of her estate. She has $500,000 in retirement accounts, and the only debt she has is around $70,000 on her mortgage. Most of her money is in the stock market, with only $20,000 in a money market account, and this worries me. She lives well…MORE

Dave Says: Changing jobs and retirement savings

Dave Says: Changing jobs and retirement savings

Dear Dave, What happens to my Roth 401(k) when I change jobs and go to a company that doesn’t offer this type of investment savings account? How should you proceed in this situation? Jamie Dear Jamie, Anytime you leave one company for another, you should always roll your 401(k) from your former employer into an…MORE

Ask Ken Coleman: Your Career

Ask Ken Coleman: Your Career

“What if the money didn’t matter?” QUESTION: I’ve had two or three jobs since graduating from college, and I haven’t felt like any of them were what I’m supposed to be doing with my life. Do you have any advice to help someone find their true calling? ANSWER: Believe it or not, many folks out…MORE

Dave Says: That’s a lot!

Dave Says: That’s a lot!

Dear Dave, I’m on Baby Step 1 of your plan, and I work at a community college that takes a mandatory 20 percent from our pay for retirement. I know you say retirement contributions should be put on hold until all debt except for your home is paid off, so do you have any thoughts…MORE

Dave Says: Return of premium?

Dave Says: Return of premium?

Dear Dave, I’m thinking about signing up for a return of premium life insurance policy. It costs more per month than other policies, but it allows you to get all your money back after 30 years assuming you live that long. Is this too good to be true? Tommy Dear Tommy, It’s not too good…MORE

Dave Says: Make sure it’s a gift

Dave Says: Make sure it’s a gift

Dear Dave, I’m on Baby Step 4 of your plan. I’m debt-free, and I’m currently putting lots of money toward retirement. Now, I want to go back to school and get an MBA. I could pay for school with cash, but that would delay buying a home. My parents have offered to help out financially,…MORE

Dave Says: Cash out stock for emergency fund?

Dave Says: Cash out stock for emergency fund?

Dear Dave, I’m 45, married, and we have a household income of around $85,000 a year. We have no debt, except for our home, and we owe about $70,000 on it. I recently stopped contributing to my 401(k) temporarily in an effort to help us build an emergency fund, but things are moving slowly. We…MORE

 Here’s your permission slip to become a millionaire

 Here’s your permission slip to become a millionaire

HERE’S YOUR PERMISSION SLIP TO BECOME A MILLIONAIRE By Chris Hogan Can I be honest? I’m tired of hearing people make millionaires out to be big, bad wolves. That all wealthy people are evil, greedy, self-centered people who inherited or stole money to get rich. It’s as if there were something wrong with being wealthy. Listen, people: money…MORE

Blogs

YAFFEE LIVE

YAFFEE LIVE

YAFFEE LIVE joins the Talk Radio 102.3 team in Chattanooga – Read All About It!!!!

Brian Joyce Unfiltered

Brian Joyce Unfiltered

Tune in to Chattanooga’s most outspoken talk host and business owner, Brian Joyce, as he addresses the hottest local and national issues on “Unfiltered” with Brian Joyce. With a career spanning two decades, Brian has built a reputation as the only talk host and small business owner in Chattanooga willing to take on the powers-that-be, take…