Category Archives: Dave Says

How to Help Your Kids Plan for College While They’re in High School

How to Help Your Kids Plan for College While They’re in High School

If you’re a parent, here’s something we’re both passionate about: making sure your kids have a great future. I want to help you and your kids get ready for life after high school so they can continue to college (and beyond) with a plan and a purpose! And a huge part of that is paying for school without student loans.MORE

Dave Says: Test his resolve

Dave Says: Test his resolve

Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learned he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pays $650 a month in rent, but…MORE

Dave Says: Insurance above and beyond?

Dave Says: Insurance above and beyond?

Dear Dave, When it comes to buying life insurance, should the coverage amount be based solely on current earnings? I have good reason to believe my income is going to increase significantly soon. Wesley Dear Wesley, The purpose of life insurance is to take care of your family if something unexpected happens to you. You don’t want…MORE

Dave Says: Term life insurance, too?

Dave Says: Term life insurance, too?

Dear Dave, My husband and I are wondering if we need term life insurance policies. We both have accidental death and dismemberment coverage provided free of charge through our employers. Do we need additional coverage? Rebecca Dear Rebecca, Yes, you both need to find good level term life insurance immediately! Accidental death and dismemberment policies are nothing…MORE

Dave Says: Adjust our emergency fund?

Dave Says: Adjust our emergency fund?

Dear Dave, My husband and I have been married five years, and we’ve decided we want to have children. We’ve both been working full time since our wedding, and we were wondering if we should adjust our emergency fund and retirement investing to accommodate all the upcoming life changes that go along with having a…MORE

Dave Says: Micro investing apps?

Dave Says: Micro investing apps?

Dear Dave, What is your opinion on micro investing apps like Acorns and Betterment? Are these good vehicles for building wealth in the long term, and are there any major drawbacks to these types of services? Alex Dear Alex, I’m not saying there’s anything really wrong with Acorns or Betterment, but they do different things.…MORE

5 ways to achieve your own version of life balance   

5 ways to achieve your own version of life balance   

5 ways to achieve your own version of life balance By Christy Wright Overworked. Overscheduled. Overconnected. That’s the world we live in today. It’s overwhelming to say the least! The U.S. Bureau of Labor Statistics found, on average, people with full-time jobs work more than the 40 hours required of them during the workweek, and even…MORE

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