Category Archives: Dave Says

Dave Says: Playing the lottery robs you of your future

Dave Says: Playing the lottery robs you of your future

Dear Dave, I’ve been struggling financially for the past few months, so I’ve been playing the lottery once a week. To me, the chance to win millions is worth a few dollars a month, even if things are tight. Paula   Dear Paula, You’ve told me you’re having money troubles, and at the same time…MORE

Dave Says: Keep your dignity, and work your way out

Dave Says: Keep your dignity, and work your way out

Dear Dave, My wife and I will both turn 30 next month. We have two young children, and we make a little over $85,000 combined. The problem is we have about $70,000 in debt. Some of it is credit card debt, but nearly $50,000 is in two car loans. Her mom and dad have offered…MORE

How to Budget in the New Year     

How to Budget in the New Year     

We all love a good New Year’s celebration, but with it comes the reminder of goals, responsibilities, and resolutions for the upcoming year. And if you’re like most people, somewhere in the middle of all your resolutions is money—as in, the desire to manage it better.MORE

Starting off on the right path together

Starting off on the right path together

Dear Dave, I’m getting married next summer. My fiancé and I are in agreement about how to handle money, and we both follow your plan. Do you recommend pre-marital counseling? If so, what do you feel are some of the important areas of agreement for couples before they get married?MORE

Regaining Momentum to Finish the Year Strong

Regaining Momentum to Finish the Year Strong

Regaining Momentum to Finish the Year Strong By Christy Wright Can you believe there are only three months left in 2019? It feels like just yesterday I was picking up my boys from their last day of school before summer break. Now, suddenly, we’re in the middle of holidays-are-just-around-the-corner craziness! I think the hardest part…MORE

Dave Says: How much emergency fund?

Dave Says: How much emergency fund?

Dear Dave, I know you talk about having an emergency fund of three to six months of expenses set aside. My husband and I are having a difficult time agreeing on exactly how much we should set aside for emergencies. How do you determine the exact amount? Erin   Dear Erin, The exact you amount…MORE