The Dave Ramsey Show

Starting from nothing, Dave was making $250,000 and had a net worth of over a million dollars by the time he was 26. Just two years later, it was all gone because of his short-term debt.

After losing everything, Dave went on a quest to find out how money really worked and once he did, he formed Ramsey Solutions to counsel folks hurting from the results of financial stress. He wrote the book “Financial Peace” based on what he learned and started selling it out of his car, and now has six-best sellers to his credit. He started his Tennessee call-in radio show that is now heard all across the nation including The Talk Monster.

Dave has been nominated for the Tennessee Radio Hall of Fame where our own Jim Reynolds is already a member, but he defines success not by dollars coming in, rather by the number of lives changed: listeners getting out of debt, readers taking their first Baby Step and saving $1000, and Financial Peace University graduates investing for their future.

Dave provides common-sense education and empowerment that give hope to everyone in every walk of life.

Call Dave at 888-TALK-BAK (888-825-5225).

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Dave Says: Home warranties?

Dave Says: Home warranties?

Dave Says: Home warranties? Dear Dave, Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance? Andrea Dear Andrea, Home warranties are a waste of money even if you don’t have quite that much set aside…

Dave Says: Put retirement on hold temporarily?

Dave Says: Put retirement on hold temporarily?

Dave Says: Put retirement on hold temporarily? Dear Dave, Should I stop making contributions to my 401(k) account for a year in order to save up an emergency fund? Thanks to you, I’m 33 and debt-free. Blake Dear Blake, Congratulations on being debt-free at such a young age! I appreciate the credit, but the truth is…