Category Archives: Dave Says

Dave Says: When to start the process?

Dave Says: When to start the process?

Dear Dave, My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We’d like to buy a home in the $250,000 to $275,000 price range in the near future, and we plan on saving $60,000 for a down payment. It should take a little less than two…MORE

Dave Says: A home shouldn’t leave you house poor

Dave Says: A home shouldn’t leave you house poor

Dear Dave, My husband and I were listening to your radio show the other day. In it, you were speaking to a lady about buying a home. When you talk about mortgage payments being 25 percent or less of your take-home pay, does this figure include taxes and insurance or just principal and interest? Ann…MORE

Dave Says: Emergency fund for business?

Dave Says: Emergency fund for business?

Dear Dave, I have my own small business. My annual sales are just over $100,000, and I have a couple of months in administrative and general expenses set aside. Should I have an emergency fund for my company, too? If so, how much? Taylor Dear Taylor This is a great question! I like the idea…MORE

Dave Says: Don’t go too far

Dave Says: Don’t go too far

Do you think it would be an appropriate real-world exercise if we started charging our 17-year-old son a very small amount in rent each month to prepare him for life when he leaves home?MORE

Dave Says: When can we buy a new car?

Dave Says: When can we buy a new car?

Dear Dave, My husband and I are following your plan, and we’re in the middle of saving up our emergency fund. When do you recommend buying a new car in the process? Do we have to wait until we’ve finished all the Baby Steps? Alanna   Dear Alanna, I never advise buying a brand new car, unless…MORE

Dave Says: Time to fix the real problem

Dave Says: Time to fix the real problem

Dear Dave, I’ve heard you tell people to avoid debt consolidation companies. Why do you think debt consolidation is such a bad thing? Tom   Dear Tom, The main reason is that debt consolidation makes you feel like you did something to really change your financial world when you didn’t. That’s part of the catch.…MORE

Blogs

Brian Joyce Unfiltered

Brian Joyce Unfiltered

Tune in to Chattanooga’s most outspoken talk host and business owner, Brian Joyce, as he addresses the hottest local and national issues on “Unfiltered” with Brian Joyce. With a career spanning two decades, Brian has built a reputation as the only talk host and small business owner in Chattanooga willing to take on the powers-that-be, take…

Jed’s Back!!!

Jed’s Back!!!

– Cumulus Media (NASDAQ: CMLS) announces that it has appointed Jed Mescon as Program Director and On-Air Host for Talk Radio 102.3 FM in Chattanooga, TN. Mescon will debut on WGOW on Monday, August 21st, and can be heard weekday mornings from 6:00am-10:00am.  Mescon brings 28 years of morning programming experience on local television to WGOW, and most…

Sport Talk & BodyArmor Shine the Spotlight on Area Seniors

Sport Talk & BodyArmor Shine the Spotlight on Area Seniors

  Talk Radio 102.3, Sport Talk and BodyArmor want to spotlight amazing senior athletes from around the Tennessee Valley.  These kids deserve their spotlight and we are going to feature as many of them as we can on Sport Talk. Submit your athlete nomination now by e-mailing [email protected] Every Wednesday @ 4:30 and Friday re-play…