Category Archives: Dave Says

Here’s why you need a will, and how to get one
Here's why you need a will, and how to get oneBy Chris HoganWe all want to do nice things for our loved ones. We go on family trips and celebrate life’s wins together. It’s sometimes diffi...
Cumulus Media Sep 18, 2019

Dave Says: Insurance above and beyond?
Dear Dave,When it comes to buying life insurance, should the coverage amount be based solely on current earnings? I have good reason to believe my income is going to increase significantly soon.Wesley...
Cumulus Media Sep 12, 2019

Dave Says: Term life insurance, too?
Dear Dave,My husband and I are wondering if we need term life insurance policies. We both have accidental death and dismemberment coverage provided free of charge through our employers. Do we need add...
Cumulus Media Sep 05, 2019

Dave Says: Adjust our emergency fund?
Dear Dave,My husband and I have been married five years, and we've decided we want to have children. We've both been working full time since our wedding, and we were wondering if we should adjust our ...
Cumulus Media Sep 02, 2019

Dave Says: Micro investing apps?
Dear Dave,What is your opinion on micro investing apps like Acorns and Betterment? Are these good vehicles for building wealth in the long term, and are there any major drawbacks to these types of ser...
Cumulus Media Aug 30, 2019

5 ways to achieve your own version of life balance
5 ways to achieve your own version of life balanceBy Christy WrightOverworked. Overscheduled. Overconnected. That's the world we live in today. It's overwhelming to say the least!The U.S. Bureau of La...
Cumulus Media Aug 28, 2019

Dave Says: Honesty and togetherness
Dear Dave,I've never hidden debt from my husband, but I do hide money from him on occasion. I don't hide it for my personal use, but I have been setting money aside for emergencies without his knowled...
Cumulus Media Aug 23, 2019

Dave Says: Helping Friends
Dear Dave,I'm on Baby Step 2 of your plan, and I'll be debt-free except for my home by the end of the year. I have a friend who is very irresponsible with his money, and he often asks to "borrow" cash...
Cumulus Media Aug 21, 2019

Dave Says: The perfect time?
Dear Dave,My wife and I are both 46, and we have two teenagers in middle school. We were told recently that now is the perfect time for us to buy long-term care insurance. How do you feel about this i...
Cumulus Media Aug 14, 2019

Dave Says: Lost and overwhelmed
Dear Dave,My fianc and I just started your class, but we're having trouble getting our beginner emergency fund together. We both work full-time, and I make $59,000 a year while he has worked in retail...
Cumulus Media Aug 08, 2019