Author Archives: Cumulus Media

Dear Dave,My husband and I are wondering if we need term life insurance policies. We both have accidental death and dismemberment coverage provided free of charge through our employers. Do we need add...

Dear Dave,My husband and I have been married five years, and we've decided we want to have children. We've both been working full time since our wedding, and we were wondering if we should adjust our ...

Dear Dave,What is your opinion on micro investing apps like Acorns and Betterment? Are these good vehicles for building wealth in the long term, and are there any major drawbacks to these types of ser...

5 ways to achieve your own version of life balanceBy Christy WrightOverworked. Overscheduled. Overconnected. That's the world we live in today. It's overwhelming to say the least!The U.S. Bureau of La...

Dear Dave,I've never hidden debt from my husband, but I do hide money from him on occasion. I don't hide it for my personal use, but I have been setting money aside for emergencies without his knowled...

Dear Dave,I'm on Baby Step 2 of your plan, and I'll be debt-free except for my home by the end of the year. I have a friend who is very irresponsible with his money, and he often asks to "borrow" cash...

Dear Dave,My wife and I are both 46, and we have two teenagers in middle school. We were told recently that now is the perfect time for us to buy long-term care insurance. How do you feel about this i...

Dear Dave,My fianc and I just started your class, but we're having trouble getting our beginner emergency fund together. We both work full-time, and I make $59,000 a year while he has worked in retail...

Dear Dave,My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We'd like to buy a home in the $250,000 to $275,000 price range in the near future, and we plan...

Dear Dave,My husband and I were listening to your radio show the other day. In it, you were speaking to a lady about buying a home. When you talk about mortgage payments being 25 percent or less of yo...