Category Archives: Blogs

How to Stay Motivated in 2019 

How to Stay Motivated in 2019 

By the middle of February 80 percent of people give up on their New Year’s resolutions–here are 3 tips to keep you on track!MORE

Dave Says: Insurance and Savings

Dave Says: Insurance and Savings

Dear Dave, I just realized our insurance has a health savings account (HSA) option. We’ve considered dropping this insurance soon and going to a cheaper Christian medical sharing program. We’ve got about $19,000 in debt between credit cards and a car payment, and we’re on Baby Step 2 of your plan. Our thought was to…MORE

Dave Says: A Teachable Moment

Dave Says: A Teachable Moment

Dear Dave, My mom is single, and she co-signed on my student loans for college. Would it affect her credit if I couldn’t or didn’t make the payments? Terri   Dear Terri, Yes, it would. The truth is, your mom shouldn’t have co-signed for you in the first place. There’s only one reason lenders want…MORE

Take Your Side Hustle Full Time This Year

Take Your Side Hustle Full Time This Year

Follow These 5 Steps to Take Your Side Hustle Full Time This Year By Christy Wright   Is your side hustle starting to feel like a second full-time job? Or maybe you’re a stay-at-home mom whose home-based business is taking off, and you want to dedicate more time to it. You’re not alone. According to a…MORE

Dave Says: Let her take care of the payments

Dave Says: Let her take care of the payments

My daughter is in college, and I’ve always warned her to stay away from credit cards. Recently, I learned she got a department store credit card despite my advice. She has stayed within her credit limit, but she has never made any of the payments. At this point, she owes about $3,500. She’s a good…MORE

Dave Says: You need actions, not words

Dave Says: You need actions, not words

Dear Dave, My husband and I have about $20,000 in credit card debt, plus payments on a new truck. We also have a camper he bought before we got married that we’re still making payments on. I recently received a $50,000 inheritance, and I’d like to use that money to help get us out of…MORE

Dave Says: Paid In Full

Dave Says: Paid In Full

Dear Dave, I’ve been late on a credit card bill several times, and it was turned over to a collection agency. They have offered a couple of different payment options. If I agree to one of these, does that mean the original creditor gets paid, too? Carter   Dear Carter, A collection agency either owns…MORE

Dave Says: Don’t Play The Game

Dave Says: Don’t Play The Game

Dear Dave, How do you feel about timeshares, and the free trips and dinners they offer as part of their sales pitches? Is it possible to win with these things? Dan   Dear Dan, In my opinion, timeshares are a complete waste of time and money. Lots of folks go into this kind of thing believing they’ll…MORE

Five Ways to Give Yourself a Raise in 2019

Five Ways to Give Yourself a Raise in 2019

Five Ways to Give Yourself a Raise in 2019 By Rachel Cruze Everyone starts out a new year with the best intentions. We’re going to lose weight, or eat better, or work out more. I don’t know about you, but I’m as guilty as anyone when it comes to shelling out a bunch of money…MORE

Dave Says: Worried about mom

Dave Says: Worried about mom

Dear Dave, My mom is 75, and I’m the executor of her estate. She has $500,000 in retirement accounts, and the only debt she has is around $70,000 on her mortgage. Most of her money is in the stock market, with only $20,000 in a money market account, and this worries me. She lives well…MORE

Blogs

How to Stay Motivated in 2019 

How to Stay Motivated in 2019 

By the middle of February 80 percent of people give up on their New Year’s resolutions–here are 3 tips to keep you on track!

Dave Says: Insurance and Savings

Dave Says: Insurance and Savings

Dear Dave, I just realized our insurance has a health savings account (HSA) option. We’ve considered dropping this insurance soon and going to a cheaper Christian medical sharing program. We’ve got about $19,000 in debt between credit cards and a car payment, and we’re on Baby Step 2 of your plan. Our thought was to…

Dave Says: A Teachable Moment

Dave Says: A Teachable Moment

Dear Dave, My mom is single, and she co-signed on my student loans for college. Would it affect her credit if I couldn’t or didn’t make the payments? Terri   Dear Terri, Yes, it would. The truth is, your mom shouldn’t have co-signed for you in the first place. There’s only one reason lenders want…

Take Your Side Hustle Full Time This Year

Take Your Side Hustle Full Time This Year

Follow These 5 Steps to Take Your Side Hustle Full Time This Year By Christy Wright   Is your side hustle starting to feel like a second full-time job? Or maybe you’re a stay-at-home mom whose home-based business is taking off, and you want to dedicate more time to it. You’re not alone. According to a…