Dave Says: Preparing for the real world

Dear Dave, I’m getting married this summer and about become a stepfather, but my fiancé’s daughter from a previous marriage seems very irresponsible. She’s 20 and lives at home, has trouble holding a job, and she doesn’t really want to work. When she doesn’t have money to make her car payment, she seems to expect…MORE

Dave Says: Play it smart

I love it when a person has the talent and drive to open their own business, but right now you’re unemployed and looking at going into debt. That’s a bad idea.MORE

Dave Says: Investigate your options

Dear Dave, I’m single and a firefighter, and we have a pension plus a 457(b) retirement plan. I’m not contributing to the 457(b) right now, because I’m following your plan and in Baby Step 2, which is paying off debt. Our retirement plan is managed by a big life insurance company, but I know you…MORE

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Dave Says: Don’t go too far

Dave Says: Don’t go too far

Do you think it would be an appropriate real-world exercise if we started charging our 17-year-old son a very small amount in rent each month to prepare him for life when he leaves home?